You’ve heard of sequence of returns (SOR) right? That fascinating phenomenon where in retirement you can experience good investment performance on average, but due to an unlucky sequence of those returns you go bust in retirement and end up living on cat food! SOR can be ugly. But we all know what it looks like …
Do you know what has been one of my favorite parts of writing a blog? Has it been diving into the detail on some area of research that I’ve always wanted to investigate? Or is it receiving kind words from my readers who share my enthusiasm? Or is it having fellow actuaries reach out and …
Introduction to Sequence of Returns and Buying a Boat in Retirement Read More »
Have you thought much about sequence of returns risk, and how it will affect your withdrawal strategy? I’ll tell you that it’s been absorbing a lot of my thinking lately.
Folks we need to sit down and talk about sequence of returns risk. What is it, how can we measure it, and how it can bite you on the ass! So stay with me as we
